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Showing posts from November, 2016

ROLE OF KISAN CREDIT CARD IN RURAL AND AGRICULTURE DEVELOPMENT

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ABSTRACT Kisan Credit Card It was started by the Government of India, Reserve Bank of India (RBI), and National Bank for Agriculture and Rural Development (NABARD) to help farmer’s access timely and adequate credit. KCC scheme was introduced in the Banks in August 1998.The aim of Kisan CREDIT CARD Scheme (KCC) is to provide adequate and timely support from the banking system to the farmers for their short-term credit needs during their cultivation for purchase of inputs etc. ,during the cropping season. Beneficiaries covered under the Scheme are issued with a credit card and a passbook or a credit card cum passbook incorporating the name, address, particulars of land holding, borrowing limit, validity period, a passport size photograph of holder etc., which may serve both as an identity card and facilitate recording of transactions on an ongoing basis. Borrower is required to produce the card cum passbook whenever he/she operates the account Institutional credit, which

MUDRA BANK-TIME TO LIFT MSMEs

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ABSTRACT This paper analysis the significance of MUDRA Bank in view of Micro as well as Small level entrepreneurs. The Micro Small Medium Enterprises (MSME) segment plays a significant role in the emergence of the Indian economy. The development of this segment is extremely critical to meet the national imperatives of financial inclusion and generation of significant levels of employment across urban and rural are as a cross the country. Indian MSME sectors a reality by launching a Dedicated bank for MSME sector is known as MUDRA Bank will spur the growth of Indian MSME Sector and help them increase their contribution to Indian GDP from its current level of 38%. This bank will greatly increase the confidence of young, educated or skilled workers who would now be able to aspire to become first generation entrepreneurs ;existing small businesses, too, will be able to expand their activities. The paper highlights the importance and the role of MUDRA bank towards the MSME sector.

REVITALISING COMMERCE HIGHER EDUCATION-Challenges & Opportunities

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ABSTRACT The article is an objective introspection about the Commerce Education–Its objectives, its problems, its job potential, its quality and its relevance to the present day needs of our country. The growing phenomenon of globalization, liberalization, & privatization has been influencing the commerce Education. We must create a super industrial educational system and to do this we must find for our objectives, methods in the future education must forward in to future objective. The higher education sector in India is very wide the commerce education in national development and economic development is well established. The objective of higher education can be achieved only change in system. The output of commerce education should full global competition but we have to face that commerce graduate and post graduate have look of practical knowledge. We and  our country want practical oriented commerce education in this age. Commerce education is taking slowly and professi